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Credit Life Insurance
Insurance to reduce or pay your loan balance in the
event of an untimely death. This
insurance is underwritten by Credit Union Member Insurance Services (CUMIS).
The insurance must be applied for within 60 days of the loan date. Single
or joint coverage is available and premiums can be paid up front or added to the
insured loan. Some exceptions
apply, contact an account manager for more information.
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Credit Disability Insurance
Insurance to make a borrower's loan payments in the
event they become totally disabled because of accident or illness.
This insurance is underwritten by Credit Union Member Insurance Services
(CUMIS). The insurance must be
applied for within 60 days of the loan date.
Single or joint coverage is available and premiums can be paid for up
front or added to the insured loan. Some
exceptions apply, contact an account manager for more information.
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Member Term Life Insurance
MTL offers protection to offset debt in the event
of an untimely death. Term coverage
is not tied specifically to a loan, but provides immediate coverage up to
$99,999. Higher coverage up to half
a million is also available upon approval. This insurance is underwritten by
Credit Union Member Insurance Services (CUMIS). Some exceptions apply, contact an account manager for
more information.
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Group Mortgage Protection Insurance
A decreasing term life insurance program designed
for member coverage on loans with terms in excess of 60 months to a maximum of
35 years. GMP is tied directly to
the loan balance and terminates when the loan is paid out or at age 80.
Joint coverage is available to the first insured to die.
Immediate coverage up to $250,000, providing all health questions are
satisfied. This insurance is underwritten by Credit Union Member Insurance
Services (CUMIS). Some exceptions
apply, contact an account manager for more information.
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Line of Credit Insurance
An insurance program designed to reduce or pay out
a line of credit balance in the event of death.
Maximum benefit is $60,000, immediate coverage with no health questions
asked. Joint coverage is available.
This insurance is underwritten by Credit Union Member Insurance Services (CUMIS).
Some exceptions apply, contact an account manager for more
information.
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[ Home Page ] [ Site
Map ] [ Legal & Privacy ] Do
you have the correct Heartland Credit Union? You are at Heartland
Credit Union in the Province of Saskatchewan, Canada, at www.heartland-cu.com,
other Heartland Credit Unions we know of are:
Heartland Credit Union, Winkler, MB, CA at www.hcu.mb.ca
Heartland Community Credit Union,
Clinton, ON, CA at www.heartlandcommunitycu.on.ca
Heartland Credit Union, Minnesota, USA at www.heartlandcu.com
Heartland Credit Union, Wisconsin, USA at www.heartlandcu.org
Copyright ©2000-2002 Heartland Credit Union. All rights reserved.
Trademark
information.
Please use our feedback
form to submit your comments. |
Revised: May 02, 2001. |
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