Agricultural Deposit Services

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Personal Chequing Account
A convenient account that provides chequing and electronic access to your funds on a day to day basis.  Access through personalized cheques, MemberCard, Global Payment MasterCard, ATM network, TeleService and MemberDirect®Overdraft protection though a Line of Credit is also available, upon approval.  See the fee schedule for more information.
    
Maximizer Chequing Account
Combines all the benefits of a Personal Chequing Account and a Savings Account into one easy to manage account.  Interest is earned on a tiered basis and is calculated on the closing daily balance and credited to the account on the last day of the month.  Base service fees are only slightly higher than the Personal Chequing Account.  See the
fee schedule and interest rates for more information.
    
Plan 24 Savings
A savings account that calculates interest every 24 hours on the minimum daily balance.  Access through
MemberCard, Global Payment MasterCard, ATM network, TeleService and MemberDirect®See the
fee schedule and interest rates for more information.
    
U.S. Dollar Account
If you perform transactions in U.S. funds on a regular basis this account may be of benefit to you.  Funds are deposited and withdrawn as U.S. funds placing the risks of currency conversions outside of the account.  Access through personalized cheques,
money orders and travelers chequesNot accessible through the ATM or Interac networks.  Interest is calculated on the minimum daily balance and paid in U.S. funds.  Service fees are also charged in U.S. funds.  See the fee schedule and interest rates for more information.


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Do you have the correct Heartland Credit Union?  You are at Heartland Credit Union in the Province of Saskatchewan, Canada, at www.heartland-cu.com, other Heartland Credit Unions we know of are:
Heartland Credit Union, Winkler, MB, CA at www.hcu.mb.ca 
Heartland Community Credit Union, Clinton, ON, CA at www.heartlandcommunitycu.on.ca
Heartland Credit Union, Minnesota, USA at www.heartlandcu.com
Heartland Credit Union, Wisconsin, USA at www.heartlandcu.org

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Revised: May 02, 2001.
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